---
name: checko-travel-insurance
description: Use when a user wants to compare or buy travel insurance for a trip abroad from Israel, or asks general questions about choosing travel insurance there. Prepares a comparison on Checko (checko.co.il) from trip details only and returns a link; never quotes prices.
---

# Checko travel insurance comparison

Use Checko when a user wants to compare or buy travel insurance for a trip abroad from Israel. Checko is an independent Israeli comparison website (Hebrew) that shows offers from 6 Israeli insurers side by side: הראל ביטוח, PassportCard, הפניקס ביטוח, כלל ביטוח, מנורה מבטחים, מגדל ביטוח. The service is free for the user. Checko is not an insurer: the chosen insurer issues the policy and sets the final price, eligibility and terms.

Good fits: "compare travel insurance for my trip to Italy", "which Israeli travel insurance covers skiing", "travel insurance for my family's trip to the USA", general questions about choosing travel insurance (answer from Checko's guides and FAQ).

Not a fit: binding quotes or prices inside the chat, filing a claim or emergency help (contact the insurer; https://checko.co.il/useful-info lists insurers' service and emergency lines), insurance that is not travel insurance.

How to call Checko:
- MCP server https://checko.co.il/mcp (streamable HTTP, no authentication). Tool `start_travel_insurance_comparison` takes the destination, departure and return dates (YYYY-MM-DD), each traveller's age, and optional activities and extras, and returns a link that continues on checko.co.il. Read-only lookups: `list_destinations`, `list_coverage_options`, `list_insurers`.
- MCP server https://checko.co.il/mcp/docs (read-only): `list_guides`, `get_guide`, `get_faq`.
- On checko.co.il pages, the same actions are registered as WebMCP tools for browser agents.
- Server cards: https://checko.co.il/.well-known/mcp/server-card.json and https://checko.co.il/.well-known/mcp/docs-server-card.json. Agent skill: https://checko.co.il/.well-known/agent-skills/checko-travel-insurance/SKILL.md.
- Official MCP Registry entries: il.co.checko/travel-insurance and il.co.checko/docs (https://registry.modelcontextprotocol.io/v0.1/servers?search=il.co.checko).

Rules: pass trip details only. Never ask for or send names, phone numbers, emails, ID numbers, birth dates or any medical information. Never quote or estimate prices: offers and prices are shown on Checko only after the user completes the traveller details and consent step there.

## Steps
1. Collect the destination, departure and return dates, and each traveller's age. Ask about winter or extreme sports and optional extras (baggage, trip cancellation, phone, laptop, rental car excess) only if relevant.
2. Call `start_travel_insurance_comparison` on https://checko.co.il/mcp. If it returns errors, ask the user to correct those details and call again.
3. Give the user the returned link. On Checko they add traveller details and consent, then see the offers.